New Owner-Operator Insurance Checklist
Every registration, filing, and coverage to line up before your first load — 23 boxes, one clean printable page.
Going out on your own? Don’t learn this list the hard way.
Getting your own authority is the biggest business move most drivers ever make — and the paperwork comes at you fast. Miss one filing and your authority stalls; miss one coverage and a single claim can wipe out the truck payment, the savings, and the dream. This checklist walks a brand-new owner-operator through everything in order, from forming the company to the day your owner-operator insurance goes active.
Omega Insurance Agency is an independent, women-owned agency in Clark, NJ that has specialized in trucking insurance for more than 25 years. Because we’re independent, we shop your coverage across 15+ carriers instead of pushing one company’s product — and we handle the authority filings too, in English or Spanish.
How to use this checklist
- Work top to bottom — the groups follow the order FMCSA and your lender will expect.
- Tap each box as you finish it; the progress bar keeps your place.
- Hit “Print / Save as PDF” to keep a clean paper copy in the truck.
- Stuck on any box? Call (908) 355-8765 and we’ll walk you through it.
Set Up Your Business & Authority
Line Up Your Core Coverages
Protect Yourself & Your Income
File, Verify & Stay Compliant
Review & Save
Take it with you. This page is print-friendly: menus, buttons, and forms drop out automatically, leaving a clean checklist with empty boxes you can tick by hand. Choose “Save as PDF” in the print dialog to keep a digital copy in the truck.
Omega Insurance Agency · 155 Westfield Ave, Clark, NJ 07066 · (908) 355-8765 · omegainsagency.com · Se habla español
Want us to check these boxes with you?
From the LLC and MC authority to the day your certificates go out, our trucking team handles the filings and shops the coverage — in English or Spanish. Tell us where you are on the list and we’ll take it from there.