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Errors and omissions insurance, also called professional liability insurance, protects your tech company when a client sues a mistake or oversight – whether or not it was your fault.
Cyber liability insurance pays for legal expenses, credit monitoring services, and other recovery costs if a data breach or cyberattack affects your company or your clients.
Workers’ comp covers medical costs for work injuries and illnesses. Almost every state requires employers to carry this policy.
Fidelity bonds protect your tech company from financial loss if an employee commits fraud, theft, or forgery against a client or your business. Client contracts often require them.